Incomia

Even those who work for an employer need to consider themselves self-employed these days. The shape of our careers has changed, and whether you work for yourself, you’ve committed to the long term with a bigger company, or you’re looking to change companies, self-management will set you apart from those who are stuck with a pay-your-dues mentality . Being successful today means motivating yourself, challenging yourself and being proud of your achievements. But it also means you are responsible for your own well-being —both the quality of life you enjoy outside of the office, and the way it reflects on what you’re able to achieve professionally. The old-fashioned image of the coffee-breathed workaholic has become deeply dated. Instead, being calm, in control, content, and pleasant to be around are all signs you are doing a good job. An element of stress can help you achieve great things when you’re up against a deadline, but being able to manage your workload and balance your time an...

I reject the fear that rejection is something to worry about. Let me explain. Rejection almost never happens. In fact, rejection—at least the kind we all so desperately fear—is extremely rare. To prove this point, I ask my audiences two questions. “How many of you have been rejected by a person in a way that truly hurt your identity and prospects in life? In a way that significantly impacted your feelings and forever altered your self-worth or potential?” Everyone raises his or her hand to this kind of question. I keep digging. “How many of you have had at least five people reject you in this significant way?” Fewer people raise their hands. Then I keep going. Seven people? Ten? Fifteen? Twenty? Think about it: If you and I went to lunch, how many people could you quickly recount who rejected you in such a negative and life-altering way that it forever shaped how you thought about yourself or your future ? I’m not talking about someone saying no to a sale, a favor, a date or a j...

Is your credit score holding you back ? Have you ever wondered why it’s lower than you think it should be? Many people don’t know what they’ve done to deserve the low score they have. Here are five common money mistakes that could be unintentionally sabotaging your credit score. Mistake #1: Closing credit card accounts Of course, you should reduce your debt load, beginning with your credit card debt. It’s expensive and most Americans struggle to keep it under control. But once you pay off a card, don’t close the account. Closing the account reduces your available credit, making your outstanding debt a larger percentage of your available credit and resulting in a lower credit score. If you struggle with self-control, leave the card at home. Mistake #2: Maxing out credit cards For your credit cards to actually help you build a better credit score , you need to keep your card balances below 20 percent of your credit limit. So maxing out your cards, even if you pay the minimum balan...

Before we met each other, we both dreamed of becoming published authors.  A few years after meeting, we got the opportunity to make our dream come true and write our first book together. The problem: We had plenty of experience telling stories, but we knew nothing about writing a book proposal. We needed help.  So at the suggestion of trusted advisers, we hired a writing coach. After an initial kickoff meeting, we scheduled a workshop to dig into the stories we wanted to tell and the lessons we wanted to share. It was an exhaustive process. With our coach’s help, we completed the proposal in just six weeks. Most importantly, we landed a deal with a well-respected publisher. We share this story because hiring a coach was one of the best decisions we’ve ever made. In fact, while editing our manuscript, we hired another coach to help us get it right. But if you had asked us whether we thought hiring a coach was a worthwhile investment before the process began, we would’ve said...

Do you struggle with overwhelm and stress because you’re always too busy? Do you constantly feel like you’re hustling and forcing your way to your next big goal? If you’re a goal-centric person, I bet that just as soon as you’ve hit one milestone, two days, a week or maybe a month later, you’re already scrambling toward the next one. Back on the hamster wheel, you’re hustling non-stop until you’ve hit the next target. This is the plague of the high achiever, and if you’re suffering from it, I promise you’re not alone—and I’m going to be bringing you some solutions.  So who am I to speak on this topic? I founded The Royal Shaman after finding success as a doctor and a top sales agent. At the time, I was hustling my heart out (and making millions), but constantly felt drained and miserable. When I finally realized that the hustle lifestyle was imbalanced and lacked substance, I knew I had to shift gears. Now I teach entrepreneurs that it’s possible to make millions while ditching...

When I looked at the sign-in sheet in my dream client’s lobby, I spotted the name of our competitor, which is the largest firm in our industry. Not just the largest in the U.S., the largest in the world. This company had the name recognition we didn’t have. It had the money and resources we didn’t have. Its client list was the envy of the industry. And it was on a roll, winning one new client after another . Representatives of this corporate heavyweight poured out of my dream client’s boardroom as I finished signing in. That polished, professional A-team came to wrap up an account worth a couple of million dollars annually. I smiled at these competitors as they walked out. They didn’t smile back. It seemed they felt they were above acknowledging our presence. Clearly, they felt we were no threat. Two months earlier, when we were first invited to compete, 11 companies pitched for the business. After the client’s first-round interviews, only five remained. After the second round, my te...

“Money, money, money, always sunny, in the rich man’s world.” Abba gets me , that’s what you’re thinking. We all have hopes of someday finding a money tree of sorts—a limitless source of income and cushioned financial security, with Benjamins to spare. It’s a common assumption that money will solve all your problems, that it’ll buy you happiness . That assumption only goes so far and is only partially true. “We equate money with security and freedom, which inevitably leaves us feeling insecure and constricted,” says David Geller, author of Wealth & Happiness . In his book, Geller shares a core message that money is not security or freedom . It’s not going to turn an unhappy life into a happy one. But money is a tool, and you can use that tool to find happiness and better your life. “The purpose of having wealth is to use it to create the life you desire, enhance the lives of the people you care about and leave a legacy that represents your passions and values,” he says.  Ch...