Incomia

You need a good night’s sleep to function properly. But too often, our minds race at bedtime and our bodies remain tense. Choosing the best time to sleep can help you wake up feeling refreshed and optimize your daily habits. Still, battling a restless mind and insomnia isn’t easy. Guided sleep meditations provide a solution to help you fall asleep faster and wake up refreshed. What is sleep meditation? Mindful meditation is important for greater health and well-being. It helps us improve our mood, ease anxiety and can even enhance brain function. But whatever length of meditation is best for you , your goal is usually to come out feeling more mindful and clear-headed in a short period of time. In fact, you probably sit upright during meditation to prevent yourself from falling to sleep. Guided sleep meditation differs in that it helps you relax in a reclined position. Your goal is to fall asleep faster and remain tranquil until morning. Sleep meditation combines elements of trad...

Some of you really believe that rich people have access to “secret” investments that get incredible returns. Look! 81.7% of people believe that. Well, I’m rich, and I have access to those investments, and unfortunately, 81.7% of people are wrong. Read on to learn why rich people DON’T have access to some secret investment that […] Source from I Will Teach You To Be Rich https://ift.tt/06vJjLi

Everyone was quitting . Employers were struggling with retention and having to adapt with cutting-edge strategies, offerings and salaries to stay afloat. But the tides have changed. Now, the new future-of-work buzzword is a little less edgy than its predecessors: the Big Stay is all about, well, staying put. The rate of Americans quitting their jobs is down “5% from the prior period, and more than double that from the same period a year ago,” according to the ADP Research Institute . In the report, Nela Richardson, Ph.D., comments that the “Big Quit” is turning into the “Big Stay,” pointing to job openings falling by 20% from when they peaked a year ago in March 2022.  One reason Richardson points to is that job switchers aren’t being rewarded with significant salary increases as they might have in the past. In addition, the labor shortage that was making it a job hunter’s market is easing up. Specifically, older Americans over 55 and younger Americans under 25 are working more t...

Most of us are living in a hybrid world of in-person and virtual interactions. It may feel easier than ever to keep relationships shallow . But surface-level relationships are fundamentally unsatisfying. You need to go deeper. Learning how to connect with people in your community and organization is the key to so much of what you want. When you engage, you get access to other people’s big ideas, inspiring energy and unique stories. All of this adds up to opportunities, both to explore the world out there and to evaluate your own internal life. How to connect with people in a meaningful way To meaningfully connect with people, you must be intentional. You stand to gain a world of benefits and there are two practical, easy ways to begin. First, to really connect with someone, you have to understand their model of the world. Everyone has a different way of seeing things. These individual perspectives shape most of our decisions, including how we solve problems and move through diffic...

You spend months, possibly even years, hunting for the right job. You make it through hurdle after hurdle, from multiple interviews to onboarding, and you are ready to start training. And then, you are asked to sign a Training Repayment Agreement Provisions (TRAPs) agreement. And as sketchy as the name sounds, you do it because, well, you need a job! Before you know it, you find yourself on the hook, either right away or when you try to switch jobs , for thousands of dollars of repayment for training your company asked you to do—all in an effort to secure employee buy-in. Training repayment to guarantee employee buy-in This is the situation a growing number of employees , especially ones in industries with lower pay and high turnover, are finding themselves in. A recent Skynova survey of around 1,000 employees’ and managers’ opinions on the topic of training repayment showed that “over three in four employees agreed being required to pay for their training if they quit within a year...

Many of us like to unwind with a glass of wine or a cold beer. But we also want to feel and be our best. Over time, an apéritif on Friday can become three cocktails on a Tuesday. The best nonalcoholic drinks provide an opportunity to develop a more mindful relationship with alcohol . Whether you are “sober curious” or simply seeking to cut back, alcohol-free drinks help us take control of our health, wellness and overall focus. Some even discover the unsuspected benefits of sobriety like more time to try new things, weight loss and additional money in the bank.  But prior experience with zero-proof beers, wines and cocktails may have left you feeling—in a word— flat . Thankfully, a new legion of nonalcoholic drink-makers and brewers provides satisfying solutions you’ll love to share with others. So gather your friends and get ready to try the best-tasting mocktails and alcohol-free wines, spirits and beers for a healthier and happier you! Note: Some of these brands may contain...

Many people consider it taboo to discuss money, politics and religion, as any polite conversationalist or savvy dater knows. But we can’t always dismiss money conversations in the workplace—nor should we. Here are a few tips for how to deftly navigate this sometimes awkward topic. 3 common money conversations in the workplace and how to navigate them Money issue No. 1: Celebrating a coworker’s (fill in the blank) Engagement. Wedding. Babies. While you share in your coworker’s happiness, does that mean you’re obligated to contribute to the gift collection that celebrates multiple, and often back-to-back, milestones?  Cynthia Holman is an IT finance professional based out of St. Louis, Missouri. Her colleagues encouraged her to contribute to some work collections in the past, but for her, the decision to contribute—and the price point—is situation-dependent. Possible solutions “I think it’s important for someone organizing a collection to clearly state that giving is optional,”...

When Pauline Idogho was pregnant and tired of seltzer and lime as her go-to drink, she began dreaming of something sophisticated—something that still felt like an indulgence. Throughout her roughly 15-year career in investment banking, international development and renewable energy financing, she traveled to over 30 countries across Europe, Asia, Africa and the Middle East. At a client dinner one evening, she was buying everyone wine and realized there was nothing for her to drink. And the concept for Mocktail Club was born. “I wanted to recreate the complexity and nuance of a great cocktail without the alcohol, so [I] began creating flavor profiles that matched the vibe of the places I traveled,” she says. After her 2019 launch of products such as the Bombay Fire—which features pomegranate, chili and tea—Mocktail Club was a winner of a prize from Black Ambition, whose founder, Pharrell Williams, invests in and supports Black- and Hispanic-owned companies. The growth in the nonalcoh...

Most people are familiar with retirement savings plans, like a 401(k) or a Roth IRA. But other options are available that provide a way to save for your golden years, especially if you’re self-employed or own a small business. A SIMPLE IRA is just one of these plans. It’s an easy-to-manage retirement account that lets you make tax-deferred contributions. Though, it does have rules and contribution limits you must be aware of. So, what is a SIMPLE IRA, and is it the right choice for you? Keep reading to learn more about this retirement plan and how it stacks up against other options.  What is a SIMPLE IRA?  SIMPLE IRAs are relatively straightforward to set up and maintain. However, SIMPLE doesn’t refer to how easy it is to use. Instead, it stands for S avings I ncentive M atch Pl an for E mployees. Small businesses offer this retirement plan as a benefit to their employees, allowing both employers and employees to make tax-deferred contributions to an employee account....

Tales of holiday parties gone wild are often part of company lore. According to a recent BBC Worklife article , however, the workplace drinking culture may quickly be fading. What role does alcohol play today when doing business over lunch or celebrating after hours, especially in remote and hybrid workplace cultures? And will employees not get ahead if they opt to skip the booze or forgo attending an event entirely? Here are some key considerations to help you determine your approach to drinking with colleagues. A new era of socialization: drinking with colleagues With the demarcation between the personal and professional becoming blurrier over the last few years, it makes sense we’d also reassess the relationship alcohol and networking play in an employee’s ultimate success . While socializing at work can boost team performance, improve worker well-being and protect against stress, alcohol and drinking culture may play a role in these types of social events. Digital marketing sp...

This is part of our series on IWT’s 4-Day Workweek Challenge, where we take you behind the scenes to show what it’s like for us as we test out a compressed work schedule. The email you’re about to read is written by Tony Ho Tran, a professional journalist for The Daily Beast and a former […] Source from I Will Teach You To Be Rich https://ift.tt/HJe3EhN

Last year, Airbnb guests booked nearly 400 million accommodations for vacations, bachelor(ette) parties, temporary housing and other stays. There are some 6.6 million rental spaces listed on the platform by an online community of over 4 million Airbnb hosts around the world. That’s a lot of spare living space, and a convenient side hustle—the average Airbnb host earned around $14,000 in supplemental income in 2022. “One of the things I love so much about Airbnb is economically empowering people and how much that can do for people in their lives,” says Joe Gebbia, the co-founder of Airbnb, regarding the company’s customers. “I’ve always been interested in finding the next novel way to do that.” After Airbnb Incidentally, that “next novel way” is already up and running. In 2022, Gebbia took a seed he’d been cultivating at Airbnb and launched it as an independent startup called Samara. Its first product, simply called Backyard, is a made-to-order studio or one-bedroom accessory dwel...

In this video segment from SUCCESS magazine’s July/August 2023 cover interview with Chance the Rapper (full name Chancelor Johnathan Bennett), the multi-Grammy-winning musician shares the perks of being an independent artist, his advice for budding entrepreneurs and how he’s making an impact on communities across the globe. Creating Chance the Rapper A big part of Chance’s allure—and perhaps a main driver for his continued success—is his commitment to being an independent artist. He doesn’t have a record label, and even in the early aughts of his career, he opted to make a name for himself through old-fashioned marketing: handing out mixtapes with his recordings for free and encouraging feedback from anyone willing to listen.  This grassroots approach and his determination ultimately won, and Chance quickly ascended the music empire ladder. In between coveted partnerships with brands like Red Bull, Doritos and H&M, and collaborations with Kanye West, Justin Bieber and o...

When freelance journalist and content marketing writer Alex Frost found out she was pregnant last year, she was well-prepared to take maternity leave. After all, she already had four children under the age of 8, so she had years’ worth of experience doing this. As soon as she found out she was pregnant with her fifth child, she started saving money.  “I did the math to determine how much I’d need to save monthly to take time off, and put aside money every month,” she says. “I also took on additional work to help save more during pregnancy.” After giving birth, Frost passed on some of her responsibilities to her assistant, which included helping with emails, invoicing and research projects. She also put up an out-of-office message giving specific directions to editors, publicists and new potential clients so they knew what steps to take in her absence. Frost is committed to taking one month off, but planning to ease back into work during the second month. “I’m basing it off how...