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Episode 244. “I’m in $244k debt but give $500/mo to my church”

    Ramit Sethi of I Will Teach You To Be Rich continues his discussion with Mike and Noel in part two of their financial deep dive. The couple, married for just 6 months, faces a daunting $244K in debt with zero savings, fueled by previous “guilt-free” spending and a shocking $170K windfall that disappeared. […] The post Episode 244. “I’m in $244k debt but give $500/mo to my church” first appeared on I Will Teach You To Be Rich . Source from I Will Teach You To Be Rich https://ift.tt/3fP8qwm

Episode 243. “She inherited $171K…but it’s already gone.”

Ramit Sethi of I Will Teach You To Be Rich talks to Mike and Noel, a young couple who are both 34. They married just 6 months ago, but financial fights have become a daily occurrence, even after receiving a $170K windfall. Mike blames Noel for overspending, but admits they both struggle with money, while […] The post Episode 243. “She inherited $171K…but it’s already gone.” first appeared on I Will Teach You To Be Rich . Source from I Will Teach You To Be Rich https://ift.tt/IWzMYbO

Episode 242. “Our couples therapist couldn’t fix this. Please help.”

    Ramit Sethi of I Will Teach You To Be Rich talks to Natalie and Chris, married with two young kids and a net worth of $1.3 million. Despite their significant assets, money remains a constant source of conflict, especially when unexpected expenses arise. Chris tends to “freak out,” emotionally withdrawing and becoming zombie-like, […] The post Episode 242. “Our couples therapist couldn’t fix this. Please help.” first appeared on I Will Teach You To Be Rich . Source from I Will Teach You To Be Rich https://ift.tt/AC7ONve

Episode 241. “We invested our wedding money…in psychedelics”

 Two couples take the stage with a shared question—but very different financial realities: When is “enough” actually enough to move forward? Finn and Luna built a successful pet-sitting business and now sit on hundreds of thousands of dollars—but with no clear plan for investing, homeownership, or the future. Meanwhile, Monica and Antonio earn a […] The post Episode 241. “We invested our wedding money…in psychedelics” first appeared on I Will Teach You To Be Rich . Source from I Will Teach You To Be Rich https://ift.tt/0shdUM6

The Minimum Variance Portfolio for Stable Low-Risk Returns

A minimum variance portfolio offers a way to keep your investments stable without giving up long-term growth and high returns. By building a portfolio that protects against big market swings, this strategy gives you a smoother and less stressful investing experience overall. It won’t remove risk entirely, but it can make your portfolio easier to […] The post The Minimum Variance Portfolio for Stable Low-Risk Returns first appeared on I Will Teach You To Be Rich . Source from I Will Teach You To Be Rich https://ift.tt/DzpQgTm

How to Avoid Bankruptcy and Actually Get Out of Debt For Good

You can avoid bankruptcy by negotiating with creditors, consolidating debt, increasing income, or using formal debt management programs. You might have more options than you realize, and this guide provides a clear framework for deciding which path best fits your situation. The Math You Need to Do First To Avoid Bankruptcy Before exploring any debt […] The post How to Avoid Bankruptcy and Actually Get Out of Debt For Good first appeared on I Will Teach You To Be Rich . Source from I Will Teach You To Be Rich https://ift.tt/kQILywi

Grace Periods for Credit Cards, Mortgages, and Student Loans

A grace period is the window of time after a payment is due or a billing cycle ends during which you will not be charged interest or late fees. Credit cards, mortgages, and student loans all have grace periods, but they work differently and last for different lengths of time. Most people either do not […] The post Grace Periods for Credit Cards, Mortgages, and Student Loans first appeared on I Will Teach You To Be Rich . Source from I Will Teach You To Be Rich https://ift.tt/ez56I3N